1. What Personal Information Do We Collect?
Information You Provide. We receive and store information you enter. For example, when you search for or buy a product or service, or when you supply information such as your address, phone number or credit card. You can choose not to provide certain information, but then you might not be able to take advantage of some of our features. We use the information that you provide for such purposes as responding to your requests, customizing future business for you, improving our website, and communicating with you. In addition, if you choose, we may share your information with other companies who provide goods or services that you are interested in. Please see the “opt-in/opt-out” selection in Section 4 of this policy.
Other Information: Every computer has an IP (Internet Protocol) address. IP addresses of computers used to visit this site are noted. In addition, we automatically collect other information such as email addresses, browser types, operating systems, and the URL addresses of sites clicked to and from this site.
Information from Other Sources. We might receive information about you from other sources and add it to our account information. This may include updated delivery and address information from our shippers or other sources so that we can correct our records and deliver your next purchase or communication more easily.
2. How Do We Use Your Information?
Agents. We employ other companies and individuals to perform functions on our behalf. Examples include delivering packages, sending postal mail and e-mail, and processing credit card payments. They have access to personal information needed to perform their functions, but may not use it for other purposes.
Special Offers. We may send you special offers from time to time, unless you choose to “opt-out” of receiving such offers. In addition, we may also send you special offers from other companies. Again, you may “opt-out”. If we send you offers from other businesses, we do not share your personal information with them. The offers come directly through us. Please see the “opt-in/opt-out” selection at the end of this policy.
Business Transfers. As we continue to develop our business, we might sell or buy stores or assets. In such transactions, customer information generally is one of the transferred business assets. Also, in the unlikely event that we are acquired, customer information will be one of the transferred assets.
Law Enforcement. If we receive a lawful court order to release account or other personal information then we will comply with the law. We will also release information when necessary to protect the life, safety or property of others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
3. How Do We Protect the Security of Your Information?
We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input.
We use encryption to protect your information contained in our customer list.
We use a firewall to protect against unlawful intrusion.
We limit access to your information on a “need to know” basis.
We reveal only the last five digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing.
It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.
No system can guarantee absolute security, just as the finest lock can not guarantee physical security. However, we take every reasonable precaution to assure that your data is secure.
4. Your Choice: Opt-in or Opt-out.
It is your choice whether to receive emails or special offers from us or others. The following section provides you with this choice. Please note the default settings.
Please send me email or other mail informing me of special offers of your products or services.
Please do not send me email or other mail informing me of special offers of your products or services.
Please send me email or other mail informing me of special offers of related products or services from other companies.
Please do not send me email or other mail informing me of special offers of related products or services from other companies.
We do not sell products or services to children. If you are under 18, you may use this site only with involvement of a parent or guardian.
6. Other Websites
We may use personal information to provide the services you’ve requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending “STOP”, “END”, “QUIT” to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.
Detailed Wireless Policy
Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider’s name, and the date, time, and content of your messages. In addition to any fee of which you are notified, your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.
You may remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. You may remove your information by sending “STOP”, “END”, “QUIT” to the SMS text message you have received.
debtcomparisonusa.com provides access to the free debtcomparisonusa.com website at debtcomparisonusa.com (along with all subdomains, collectively, the Site).
You may not use this Site if you are not of legal age. If you are under 18 years old, you must leave this Site immediately.
debtcomparisonusa.com reserves the right to update and change, from time to time, this TOU and all documents incorporated by reference. Use of the Site after such changes constitutes acceptance of such changes.
2) Use of the Site
You may not use this Site for any purpose that is unlawful or prohibited by this TOU, or cause damage on or through this Site. You agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of this Site, except those automated means that debtcomparisonusa.com has expressly approved in writing in advance. You promise that none of your communications with or through the Site will violate any applicable local, state, national or international law.
3) Third Party Sites and Services
This Site may contain links to other sites owned by third parties. Your use of each of those sites is at your own risk and is subject to the terms of those sites. debtcomparisonusa.com has no control over sites that are not ours, and debtcomparisonusa.com is not responsible for any changes to or content on them. debtcomparisonusa.com assumes no responsibility for the content of or services offered by linked third-party sites, and makes no representations regarding the accuracy of materials on third-party websites. Statements made on third-party websites linked to or from this Site reflect only the views of their authors and not of debtcomparisonusa.com. The inclusion on the Site of any third-party content or a link to a third-party site is not an endorsement of that content or third-party site.
4) Disclaimer of Warranties
a) debtcomparisonusa.com DOES NOT GUARANTEE THE ACCURACY OF INFORMATION FOUND ON THE SITE AND ANY DATA ACCESSED WHILE USING THE SITE IS AT YOUR SOLE RISK. THE SITE AND ALL CONTENTS ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS.
b) debtcomparisonusa.com DOES NOT WARRANT THAT THE SITE WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE WILL OPERATE ERROR FREE, OR IN AN UNINTERRUPTED FASHION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE WILL BE CORRECTED, OR THAT THE SITE IS COMPATIBLE WITH ANY PARTICULAR PLATFORM. debtcomparisonusa.com IS NOT OBLIGATED TO PROVIDE ANY UPDATES TO THE SITE.
c) debtcomparisonusa.com DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE MATERIALS ON THIS SITE OR TOOLBAR IN TERMS OF THEIR TIMELINESS, CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. WHILE debtcomparisonusa.com MAKES REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION ON THE SITE, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THE SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE ABOUT debtcomparisonusa.com. debtcomparisonusa.com UNDERTAKES NO OBLIGATION TO VERIFY OR MAINTAIN THE CURRENCY OF SUCH INFORMATION.
d) debtcomparisonusa.com EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SITE AND ANY DATA ACCESSED WHILE USING THE SITE, OR THE ACCURACY, TIMELINESS, COMPLETENESS, OR ADEQUACY OF THE SITE, ANY DATA ACCESSED WHILE USING THE SITE, INCLUDING THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
5) Limitation of Liability
a) debtcomparisonusa.com IS NOT LIABLE TO YOU FOR CLAIMS OR LIABILITIES OF ANY KIND, INCLUDING WITHOUT LIMITATION, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR ANY OTHER DAMAGES ARISING OUT OF OR RELATED TO THE USE OF THE SITE BY YOU OR BY THIRD PARTIES OR ARISING OUT OF OR RELATED TO ANY THIRD-PARTY SOFTWARE, ANY DATA ACCESSED WHILE USING THE SITE, YOUR USE OR INABILITY TO USE OR ACCESS THE SITE, WHETHER SUCH DAMAGE CLAIMS ARE BROUGHT UNDER ANY THEORY OF LAW OR EQUITY EVEN IF YOU HAVE ADVISED debtcomparisonusa.com IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGE, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, INJURY TO PERSON OR PROPERTY, BUSINESS INTERRUPTION, LOSS OF BUSINESS OR PERSONAL INFORMATION.
b) SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES AS SET FORTH IN SECTIONS 4 AND 5. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH IN SECTIONS 4 AND 5 MAY NOT APPLY TO YOU. IN SUCH CASE, THE TERMS OF SECTION 7(e) (SEVERABILITY) BELOW WILL APPLY.
You will defend, indemnify and hold debtcomparisonusa.com harmless from any claim or demand, including attorney fees and costs, made by any third party in connection with or arising out of your use of the Site, your violation of any terms of this TOU, your violation of applicable laws, or your violation of any rights of another person or entity.
b) Governing Law; Jurisdiction; Attorneys Fees. This Site (excluding linked sites) is controlled by us from our office in Florida, United States of America. It can be accessed from all 50 states of the United States and from all around the world. As each of these jurisdictions has laws and regulations that may differ from those of Florida, by accessing this Site you and debtcomparisonusa.com agree that the laws of Florida (expect for conflicts of law principles) will apply to all matters relating to use of this Site. Exclusive jurisdiction must lie with the courts of Florida for all disputes, actions or proceedings arising out of or relating to your use of the Site. In any dispute that arises out of the relationship of debtcomparisonusa.com and you, including tort claims, the prevailing party will be entitled to attorneys fees and costs.
c) Time to Bring a Claim. Regardless of any applicable law to the contrary, any claim or cause of action arising out of or related to the Site, or the use of the Site, must be filed within one year after such claim or cause of action arose.
d) English Language Controls. This English language TOU is debtcomparisonusa.com’s official agreement with users of this Site. In case of any inconsistency between this English language TOU and its translation into another language, this English language document controls.
e) Severability. If a provision of this TOU is held to be illegal, invalid or unenforceable, then: (i) it must be deemed amended to achieve as nearly as possible the same economic effect as the original provision, and (ii) the legality, validity and enforceability of the remaining provisions of this TOU must not be affected or impaired.
f) Waiver. No failure or delay on the part of debtcomparisonusa.com in exercising any right, power or remedy under this TOU may operate as a waiver, nor may any single or partial exercise of any such right, power or remedy preclude any other or further exercise of such right, power, or remedy, or the exercise of any other right, power or remedy under this TOU.
If you have questions about this TOU or want to contact us, please send an email to [email protected].